Deposit Products

Senior Citizen Checking

  • Must be 62 years of age or older.
  • Earns tiered market rate of interest. Rate subject to change.
  • No minimum balance requirements.
  • No monthly maintenance fee.
  • First order of checks at no charge.
  • Free VISA Check Card upon approval.
  • Unlimited check writing/deposits.
  • Free 24 Hour Online Banking/Bill Pay.

Personal Savings

  • No service charge if customer maintains a balance of $100.00.
  • If the minimum balance is not met a $2.00 monthly service charge is assessed.
  • Earns market rate of interest. Rates subject to change.
  • Free 24 Hour Online Banking Access.
  • There is an excessive withdrawal fee.

Money Market Savings

  • No Service Charge if customer maintains a minimum balance of $2500.00.
  • If the minimum balance is not met a $6.00 monthly service charge is assessed.
  • Earns tiered market rate of interest. Rate subject to change.
  • Free 24 Hour Online Banking Access.
  • There is an excessive withdrawal fee.

All personal checking and savings accounts must be opened with $100.00 with the exception of student accounts which requires a $50.00 opening deposit.

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